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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,713 | $209,422+5.9% | $178,503+24.2% | $158,982+39.5% |
| Participation rate | 92.9% | 86.4%+6.5pp | 81.9%+10.9pp | 82.0%+10.9pp |
| Annual return | 6.50% | 188.81%-182.3pp | 151.12%-144.6pp | 302.99%-296.5pp |
| Employer contribution / active EE | $2,627 | $5,707-54.0% | $5,011-47.6% | $4,763-44.8% |
| Participant deferral / active EE | $4,356 | $5,955-26.9% | $5,202-16.3% | $5,983-27.2% |
| Admin fee / account holder | $7,302 | $17,079-57.2% | $13,987-47.8% | $11,252-35.1% |