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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $551,931 | $109,372+404.6% | $89,414+517.3% | $158,966+247.2% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 12.32% | 345.55%-333.2pp | 245.50%-233.2pp | 302.95%-290.6pp |
| Employer contribution / active EE | $13,113 | $3,171+313.5% | $2,586+407.0% | $4,762+175.3% |
| Participant deferral / active EE | $10,823 | $4,598+135.4% | $3,890+178.2% | $5,983+80.9% |
| Admin fee / account holder | $6,288 | $6,156+2.1% | $4,883+28.8% | $11,250-44.1% |