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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,601 | $95,188+216.8% | $76,518+294.2% | $135,379+122.8% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -5.28% | 4.85%-10.1pp | -0.27%-5.0pp | 519.79%-525.1pp |
| Employer contribution / active EE | $9,016 | $3,303+173.0% | $2,647+240.6% | $4,779+88.7% |
| Participant deferral / active EE | $11,083 | $4,640+138.9% | $3,836+188.9% | $5,609+97.6% |
| Admin fee / account holder | $16,261 | $6,249+160.2% | $4,849+235.4% | $10,828+50.2% |