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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,027 | $89,364-72.0% | $141,177-82.3% | $72,983-65.7% |
| Participation rate | 60.0% | 75.1%-15.1pp | 82.5%-22.5pp | 69.5%-9.5pp |
| Annual return | 20.08% | 111.86%-91.8pp | 71.40%-51.3pp | 81.01%-60.9pp |
| Employer contribution / active EE | $675 | $3,115-78.3% | $4,736-85.7% | $2,440-72.3% |
| Participant deferral / active EE | $4,814 | $5,419-11.2% | $6,710-28.3% | $3,608+33.4% |
| Admin fee / account holder | $8,607 | $5,959+44.4% | $10,263-16.1% | $5,124+68.0% |