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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,649 | $49,177-31.6% | $79,466-57.7% | $64,173-47.6% |
| Participation rate | 80.0% | 65.0%+15.0pp | 73.3%+6.7pp | 69.6%+10.4pp |
| Annual return | -12.38% | -1.16%-11.2pp | 718.28%-730.7pp | 7.63%-20.0pp |
| Employer contribution / active EE | $2,244 | $2,076+8.1% | $2,800-19.9% | $2,381-5.7% |
| Participant deferral / active EE | $4,450 | $2,821+57.7% | $3,704+20.2% | $3,470+28.3% |
| Admin fee / account holder | $1,124 | $3,839-70.7% | $5,104-78.0% | $4,887-77.0% |