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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,180 | $117,846-4.0% | $102,434+10.5% | $145,884-22.4% |
| Participation rate | 52.9% | 78.6%-25.7pp | 76.5%-23.6pp | 80.3%-27.4pp |
| Annual return | 12.74% | 31.90%-19.2pp | 29.46%-16.7pp | 551.85%-539.1pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,023-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $3,586 | $5,733-37.4% | $5,055-29.1% | $6,690-46.4% |
| Admin fee / account holder | $27,851 | $13,356+108.5% | $9,462+194.3% | $13,392+108.0% |