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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,686 | $100,811-16.0% | $86,698-2.3% | $134,545-37.1% |
| Participation rate | 45.5% | 79.0%-33.5pp | 76.6%-31.1pp | 81.2%-35.8pp |
| Annual return | -17.25% | 29.11%-46.4pp | 35.96%-53.2pp | 418.37%-435.6pp |
| Employer contribution / active EE | $0 | $3,490-100.0% | $2,837-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $2,787 | $5,339-47.8% | $4,656-40.1% | $6,401-56.5% |
| Admin fee / account holder | $28,275 | $10,926+158.8% | $7,492+277.4% | $11,431+147.4% |