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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,180 | $117,895-4.0% | $102,460+10.5% | $145,897-22.4% |
| Participation rate | 52.9% | 78.6%-25.7pp | 76.5%-23.6pp | 80.3%-27.4pp |
| Annual return | 12.74% | 31.92%-19.2pp | 29.47%-16.7pp | 552.29%-539.6pp |
| Employer contribution / active EE | $0 | $3,619-100.0% | $3,025-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $3,586 | $5,736-37.5% | $5,056-29.1% | $6,689-46.4% |
| Admin fee / account holder | $27,851 | $13,353+108.6% | $9,460+194.4% | $13,390+108.0% |