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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,949 | $77,901+227.3% | $149,717+70.3% | $75,181+239.1% |
| Participation rate | 95.0% | 65.6%+29.4pp | 78.8%+16.2pp | 67.2%+27.8pp |
| Annual return | 19.12% | 31.73%-12.6pp | 134.41%-115.3pp | 160.69%-141.6pp |
| Employer contribution / active EE | $4,556 | $3,137+45.2% | $4,820-5.5% | $2,671+70.6% |
| Participant deferral / active EE | $7,151 | $3,411+109.6% | $5,682+25.9% | $4,126+73.3% |
| Admin fee / account holder | $328 | $5,949-94.5% | $13,213-97.5% | $5,650-94.2% |