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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,621 | $217,432-33.5% | $185,849-22.2% | $167,536-13.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 7.45% | 148.42%-141.0pp | 122.10%-114.6pp | 478.82%-471.4pp |
| Employer contribution / active EE | $3,920 | $5,875-33.3% | $5,169-24.2% | $4,839-19.0% |
| Participant deferral / active EE | $5,101 | $6,357-19.8% | $5,569-8.4% | $6,342-19.6% |
| Admin fee / account holder | $11,351 | $19,818-42.7% | $16,244-30.1% | $12,315-7.8% |