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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,670 | $209,422-30.9% | $178,503-19.0% | $158,982-9.0% |
| Participation rate | 89.5% | 86.4%+3.1pp | 81.9%+7.5pp | 82.0%+7.5pp |
| Annual return | 6.16% | 188.81%-182.6pp | 151.12%-145.0pp | 302.99%-296.8pp |
| Employer contribution / active EE | $3,243 | $5,707-43.2% | $5,011-35.3% | $4,763-31.9% |
| Participant deferral / active EE | $3,057 | $5,955-48.7% | $5,202-41.2% | $5,983-48.9% |
| Admin fee / account holder | $2,552 | $17,079-85.1% | $13,987-81.8% | $11,252-77.3% |