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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,151 | $87,166-75.7% | $76,735-72.4% | $137,256-84.6% |
| Participation rate | 61.5% | 74.4%-12.8pp | 69.5%-8.0pp | 80.0%-18.4pp |
| Annual return | 37.90% | 26.50%+11.4pp | 29.77%+8.1pp | 220.34%-182.4pp |
| Employer contribution / active EE | $976 | $2,904-66.4% | $2,454-60.3% | $4,156-76.5% |
| Participant deferral / active EE | $2,151 | $4,726-54.5% | $4,088-47.4% | $6,407-66.4% |
| Admin fee / account holder | $7,035 | $8,403-16.3% | $7,189-2.1% | $12,270-42.7% |