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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,432 | $54,380-7.3% | $68,509-26.4% | $59,633-15.4% |
| Participation rate | 100.0% | 70.2%+29.8pp | 74.7%+25.3pp | 68.7%+31.3pp |
| Annual return | -2.13% | 2.83%-5.0pp | 8.27%-10.4pp | 2041.45%-2043.6pp |
| Employer contribution / active EE | $1,397 | $1,539-9.2% | $2,278-38.7% | $2,203-36.6% |
| Participant deferral / active EE | $4,223 | $2,643+59.8% | $3,382+24.9% | $3,192+32.3% |
| Admin fee / account holder | $3,118 | $3,885-19.8% | $5,275-40.9% | $4,297-27.4% |