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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,931 | $92,743-13.8% | $82,744-3.4% | $134,532-40.6% |
| Participation rate | 33.3% | 75.2%-41.9pp | 72.6%-39.2pp | 81.2%-47.9pp |
| Annual return | -18.60% | 946.63%-965.2pp | 702.22%-720.8pp | 418.27%-436.9pp |
| Employer contribution / active EE | $721 | $3,273-78.0% | $3,008-76.0% | $4,741-84.8% |
| Participant deferral / active EE | $4,770 | $4,802-0.7% | $4,395+8.6% | $6,401-25.5% |
| Admin fee / account holder | $746 | $5,977-87.5% | $5,325-86.0% | $11,429-93.5% |