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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,471 | $148,582-50.6% | $135,942-46.0% | $139,456-47.3% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.2pp | 80.3%-13.7pp |
| Annual return | 20.84% | 79.26%-58.4pp | 68.28%-47.4pp | 373.45%-352.6pp |
| Employer contribution / active EE | $3,192 | $5,245-39.1% | $4,858-34.3% | $4,753-32.8% |
| Participant deferral / active EE | $20,000 | $8,101+146.9% | $7,759+157.8% | $6,711+198.0% |
| Admin fee / account holder | $633 | $12,402-94.9% | $10,764-94.1% | $11,407-94.5% |