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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,366 | $110,307-24.4% | $96,576-13.7% | $139,456-40.2% |
| Participation rate | 66.7% | 78.1%-11.4pp | 76.0%-9.3pp | 80.3%-13.7pp |
| Annual return | 11.43% | 26.40%-15.0pp | 25.87%-14.4pp | 373.45%-362.0pp |
| Employer contribution / active EE | $1,469 | $3,619-59.4% | $2,965-50.5% | $4,753-69.1% |
| Participant deferral / active EE | $10,894 | $5,547+96.4% | $4,851+124.6% | $6,711+62.3% |
| Admin fee / account holder | $519 | $11,597-95.5% | $8,253-93.7% | $11,407-95.5% |