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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,199 | $88,042+110.4% | $138,135+34.1% | $79,858+131.9% |
| Participation rate | 96.2% | 71.4%+24.7pp | 78.7%+17.5pp | 69.6%+26.5pp |
| Annual return | 9.55% | 20.58%-11.0pp | 20.51%-11.0pp | 31.72%-22.2pp |
| Employer contribution / active EE | $4,805 | $3,103+54.8% | $5,587-14.0% | $2,471+94.5% |
| Participant deferral / active EE | $11,040 | $4,704+134.7% | $6,431+71.7% | $3,740+195.2% |
| Admin fee / account holder | $44,943 | $7,791+476.8% | $11,856+279.1% | $5,306+747.0% |