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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,973 | $72,273+27.3% | $101,275-9.2% | $79,856+15.2% |
| Participation rate | 88.6% | 68.5%+20.2pp | 75.8%+12.8pp | 69.6%+19.0pp |
| Annual return | 14.73% | 22.30%-7.6pp | 46.48%-31.8pp | 31.71%-17.0pp |
| Employer contribution / active EE | $6,519 | $2,691+142.2% | $3,660+78.1% | $2,471+163.8% |
| Participant deferral / active EE | $3,602 | $3,282+9.8% | $4,371-17.6% | $3,741-3.7% |
| Admin fee / account holder | $2,626 | $4,401-40.3% | $5,948-55.8% | $5,306-50.5% |