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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,111 | $154,193-72.0% | $130,045-66.8% | $139,466-69.1% |
| Participation rate | 94.1% | 82.0%+12.2pp | 78.5%+15.6pp | 80.3%+13.8pp |
| Annual return | 19.72% | 32.51%-12.8pp | -137.30%+157.0pp | 373.66%-353.9pp |
| Employer contribution / active EE | $1,880 | $5,292-64.5% | $4,321-56.5% | $4,754-60.4% |
| Participant deferral / active EE | $5,998 | $6,709-10.6% | $5,820+3.1% | $6,712-10.6% |
| Admin fee / account holder | $2,542 | $13,989-81.8% | $10,600-76.0% | $11,409-77.7% |