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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,332 | $135,645-74.0% | $110,243-68.0% | $135,380-73.9% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -11.04% | 513.24%-524.3pp | 314.76%-325.8pp | 519.81%-530.8pp |
| Employer contribution / active EE | $1,933 | $4,907-60.6% | $3,827-49.5% | $4,779-59.6% |
| Participant deferral / active EE | $5,157 | $5,507-6.4% | $4,672+10.4% | $5,609-8.1% |
| Admin fee / account holder | $854 | $11,458-92.5% | $8,548-90.0% | $10,828-92.1% |