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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,723 | $71,873-71.2% | $86,698-76.1% | $68,490-69.7% |
| Participation rate | 76.2% | 72.2%+3.9pp | 76.6%-0.4pp | 67.9%+8.3pp |
| Annual return | -18.16% | 3.54%-21.7pp | 35.96%-54.1pp | -7.85%-10.3pp |
| Employer contribution / active EE | $1,166 | $2,173-46.4% | $2,837-58.9% | $2,597-55.1% |
| Participant deferral / active EE | $1,914 | $3,779-49.3% | $4,656-58.9% | $4,028-52.5% |
| Admin fee / account holder | $2,697 | $6,110-55.9% | $7,492-64.0% | $5,403-50.1% |