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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,187 | $86,298-73.1% | $111,308-79.2% | $85,847-73.0% |
| Participation rate | 78.3% | 73.3%+4.9pp | 77.3%+0.9pp | 69.3%+8.9pp |
| Annual return | 26.40% | 19.99%+6.4pp | 54.67%-28.3pp | 318.61%-292.2pp |
| Employer contribution / active EE | $1,169 | $2,044-42.8% | $2,732-57.2% | $2,565-54.4% |
| Participant deferral / active EE | $1,830 | $3,641-49.7% | $4,487-59.2% | $3,952-53.7% |
| Admin fee / account holder | $919 | $8,189-88.8% | $7,965-88.5% | $6,261-85.3% |