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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,574 | $93,598-24.6% | $135,974-48.1% | $75,173-6.1% |
| Participation rate | 78.9% | 75.2%+3.8pp | 81.9%-3.0pp | 67.2%+11.7pp |
| Annual return | 18.29% | 30.89%-12.6pp | 68.30%-50.0pp | 160.72%-142.4pp |
| Employer contribution / active EE | $0 | $3,538-100.0% | $4,859-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $5,547 | $6,405-13.4% | $7,760-28.5% | $4,126+34.4% |
| Admin fee / account holder | $11,077 | $6,978+58.7% | $10,767+2.9% | $5,651+96.0% |