See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC1+ years Filed as: CAPTRUST INVESTMENT ADVISORS Service code 26 8031 M-5 · CLARKSTON, MI 48348 | Advisory (Participants) | $26,767 |
Service code 15 8031 M-15 · CLARKSTON, MI 48348 | Recordkeeping | $5,605 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,878 | $42,546+3.1% | $71,796-38.9% | $55,167-20.5% |
| Participation rate | 75.9% | 59.1%+16.7pp | 69.1%+6.7pp | 69.0%+6.9pp |
| Annual return | -7.28% | 12.36%-19.6pp | 78.04%-85.3pp | 169.23%-176.5pp |
| Employer contribution / active EE | $358 | $803-55.5% | $1,924-81.4% | $1,963-81.8% |
| Participant deferral / active EE | $3,895 | $2,064+88.7% | $2,794+39.4% | $3,054+27.5% |
| Admin fee / account holder | $333 | $650-48.8% | $4,815-93.1% | $504-34.0% |