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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,371 | $58,587+114.0% | $83,322+50.5% | $64,173+95.4% |
| Participation rate | 97.1% | 72.0%+25.1pp | 77.8%+19.4pp | 69.6%+27.6pp |
| Annual return | -8.30% | 9.65%-18.0pp | 10.64%-18.9pp | 7.63%-15.9pp |
| Employer contribution / active EE | $12,102 | $2,098+476.8% | $3,379+258.2% | $2,381+408.3% |
| Participant deferral / active EE | $13,722 | $4,654+194.8% | $5,565+146.6% | $3,470+295.5% |
| Admin fee / account holder | $15,568 | $9,279+67.8% | $7,540+106.5% | $4,887+218.5% |