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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,517 | $99,031-49.0% | $86,597-41.7% | $147,585-65.8% |
| Participation rate | 50.0% | 76.3%-26.3pp | 73.5%-23.5pp | 82.8%-32.8pp |
| Annual return | 21.06% | 1312.56%-1291.5pp | 964.96%-943.9pp | 578.57%-557.5pp |
| Employer contribution / active EE | $0 | $3,132-100.0% | $2,840-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $610 | $3,972-84.6% | $3,609-83.1% | $5,439-88.8% |
| Admin fee / account holder | $1,094 | $5,711-80.9% | $4,906-77.7% | $10,885-90.0% |