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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,033 | $99,345-92.9% | $84,753-91.7% | $273,972-97.4% |
| Participation rate | 76.5% | 80.7%-4.2pp | 76.6%-0.1pp | 83.0%-6.5pp |
| Annual return | 4.03% | 22.93%-18.9pp | 22.78%-18.8pp | 41.46%-37.4pp |
| Employer contribution / active EE | $513 | $4,214-87.8% | $3,574-85.6% | $4,869-89.5% |
| Participant deferral / active EE | $1,292 | $4,270-69.7% | $3,712-65.2% | $5,287-75.6% |
| Admin fee / account holder | $348 | $6,645-94.8% | $5,333-93.5% | $10,133-96.6% |