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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,496 | $61,660+40.3% | $80,022+8.1% | $64,173+34.8% |
| Participation rate | 69.2% | 71.7%-2.5pp | 75.8%-6.6pp | 69.6%-0.3pp |
| Annual return | -6.48% | -0.33%-6.1pp | 11.22%-17.7pp | 7.63%-14.1pp |
| Employer contribution / active EE | $5,978 | $1,810+230.2% | $2,468+142.2% | $2,381+151.1% |
| Participant deferral / active EE | $3,267 | $2,968+10.1% | $3,686-11.4% | $3,470-5.8% |
| Admin fee / account holder | $7,491 | $5,417+38.3% | $6,521+14.9% | $4,887+53.3% |