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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,930 | $104,251-19.5% | $91,004-7.8% | $147,586-43.1% |
| Participation rate | 95.5% | 78.2%+17.2pp | 75.6%+19.9pp | 82.8%+12.6pp |
| Annual return | 18.10% | 27.06%-9.0pp | 4.60%+13.5pp | 578.59%-560.5pp |
| Employer contribution / active EE | $5,825 | $3,116+87.0% | $2,456+137.2% | $4,876+19.5% |
| Participant deferral / active EE | $3,666 | $4,195-12.6% | $3,548+3.3% | $5,439-32.6% |
| Admin fee / account holder | $1,726 | $8,948-80.7% | $5,417-68.1% | $10,886-84.1% |