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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,625 | $167,353-29.7% | $143,797-18.2% | $134,545-12.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | 1.33% | 0.48%+0.8pp | -0.04%+1.4pp | 418.37%-417.0pp |
| Employer contribution / active EE | $4,289 | $5,620-23.7% | $4,952-13.4% | $4,742-9.6% |
| Participant deferral / active EE | $14,463 | $6,447+124.3% | $5,638+156.5% | $6,401+125.9% |
| Admin fee / account holder | $2,104 | $18,096-88.4% | $14,679-85.7% | $11,431-81.6% |