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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,454 | $198,457-80.1% | $170,435-76.9% | $147,586-73.3% |
| Participation rate | 75.0% | 88.0%-13.0pp | 83.6%-8.6pp | 82.8%-7.8pp |
| Annual return | 13.23% | 257.30%-244.1pp | 205.94%-192.7pp | 578.59%-565.4pp |
| Employer contribution / active EE | $9,631 | $6,183+55.8% | $5,432+77.3% | $4,876+97.5% |
| Participant deferral / active EE | $6,628 | $5,629+17.7% | $4,939+34.2% | $5,439+21.9% |
| Admin fee / account holder | $1,245 | $16,852-92.6% | $13,881-91.0% | $10,886-88.6% |