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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,263 | $62,589-53.2% | $76,768-61.9% | $64,173-54.4% |
| Participation rate | 85.0% | 72.8%+12.2pp | 77.0%+8.0pp | 69.6%+15.4pp |
| Annual return | -5.06% | -1.95%-3.1pp | 2.43%-7.5pp | 7.63%-12.7pp |
| Employer contribution / active EE | $0 | $1,832-100.0% | $2,485-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $2,545 | $3,145-19.1% | $3,852-33.9% | $3,470-26.6% |
| Admin fee / account holder | $4,951 | $4,667+6.1% | $6,675-25.8% | $4,887+1.3% |