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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,867 | $175,231+15.8% | $149,696+35.5% | $139,466+45.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 20.36% | 166.77%-146.4pp | 134.46%-114.1pp | 373.66%-353.3pp |
| Employer contribution / active EE | $14,206 | $5,478+159.3% | $4,821+194.7% | $4,754+198.8% |
| Participant deferral / active EE | $13,905 | $6,521+113.2% | $5,682+144.7% | $6,712+107.2% |
| Admin fee / account holder | $4,598 | $16,155-71.5% | $13,212-65.2% | $11,409-59.7% |