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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $448,566 | $157,276+185.2% | $141,177+217.7% | $152,885+193.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 25.94% | 64.33%-38.4pp | 71.40%-45.5pp | 345.39%-319.4pp |
| Employer contribution / active EE | $6,327 | $5,262+20.2% | $4,736+33.6% | $4,763+32.8% |
| Participant deferral / active EE | $12,065 | $7,110+69.7% | $6,710+79.8% | $5,851+106.2% |
| Admin fee / account holder | $6,256 | $12,123-48.4% | $10,263-39.0% | $11,598-46.1% |