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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,615 | $39,286-37.3% | $80,741-69.5% | $79,391-69.0% |
| Participation rate | 44.0% | 41.0%+3.0pp | 54.2%-10.2pp | 70.7%-26.7pp |
| Annual return | 16.00% | 98.95%-83.0pp | 87.30%-71.3pp | 116.88%-100.9pp |
| Employer contribution / active EE | $1,113 | $594+87.5% | $1,160-4.0% | $2,428-54.1% |
| Participant deferral / active EE | $2,354 | $1,264+86.3% | $2,145+9.7% | $4,046-41.8% |
| Admin fee / account holder | $187 | $647-71.2% | $3,380-94.5% | $627-70.2% |