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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,501 | $29,369-37.0% | $77,552-76.1% | $73,412-74.8% |
| Participation rate | 22.3% | 37.9%-15.7pp | 54.2%-31.9pp | 72.2%-49.9pp |
| Annual return | 19.60% | 358.15%-338.6pp | 54.82%-35.2pp | 59.30%-39.7pp |
| Employer contribution / active EE | $504 | $406+24.3% | $987-48.9% | $2,234-77.4% |
| Participant deferral / active EE | $936 | $941-0.5% | $1,861-49.7% | $3,806-75.4% |
| Admin fee / account holder | $112 | $123-8.6% | $2,859-96.1% | $158-29.0% |