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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,630 | $175,231+85.3% | $149,696+116.9% | $139,466+132.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 11.43% | 166.77%-155.3pp | 134.46%-123.0pp | 373.66%-362.2pp |
| Employer contribution / active EE | $13,282 | $5,478+142.5% | $4,821+175.5% | $4,754+179.4% |
| Participant deferral / active EE | $5,526 | $6,521-15.3% | $5,682-2.7% | $6,712-17.7% |
| Admin fee / account holder | $13,890 | $16,155-14.0% | $13,212+5.1% | $11,409+21.7% |