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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,015 | $167,362+61.9% | $143,799+88.5% | $134,532+101.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -10.86% | 0.47%-11.3pp | -0.04%-10.8pp | 418.27%-429.1pp |
| Employer contribution / active EE | $10,242 | $5,620+82.2% | $4,952+106.8% | $4,741+116.0% |
| Participant deferral / active EE | $3,288 | $6,447-49.0% | $5,638-41.7% | $6,401-48.6% |
| Admin fee / account holder | $3,569 | $18,094-80.3% | $14,677-75.7% | $11,429-68.8% |