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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,272 | $58,057-42.7% | $97,032-65.7% | $86,983-61.7% |
| Participation rate | 66.2% | 60.4%+5.8pp | 71.6%-5.4pp | 69.5%-3.3pp |
| Annual return | 70.15% | 22.26%+47.9pp | 35.38%+34.8pp | 25.83%+44.3pp |
| Employer contribution / active EE | $1,801 | $1,663+8.3% | $2,629-31.5% | $2,584-30.3% |
| Participant deferral / active EE | $5,461 | $3,244+68.3% | $4,672+16.9% | $4,194+30.2% |
| Admin fee / account holder | $850 | $4,839-82.4% | $9,418-91.0% | $7,856-89.2% |