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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,806 | $49,897-88.4% | $80,648-92.8% | $75,177-92.3% |
| Participation rate | 47.1% | 55.3%-8.3pp | 67.0%-20.0pp | 67.2%-20.1pp |
| Annual return | 20.79% | 34.68%-13.9pp | 937.21%-916.4pp | 160.75%-140.0pp |
| Employer contribution / active EE | $0 | $1,699-100.0% | $2,724-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,831 | $2,992-38.8% | $4,443-58.8% | $4,126-55.6% |
| Admin fee / account holder | $17 | $3,579-99.5% | $5,382-99.7% | $5,651-99.7% |