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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,272 | $63,949-48.0% | $129,031-74.2% | $94,015-64.6% |
| Participation rate | 66.2% | 63.4%+2.8pp | 73.4%-7.2pp | 70.8%-4.6pp |
| Annual return | 70.15% | 17.56%+52.6pp | 34.67%+35.5pp | 17.84%+52.3pp |
| Employer contribution / active EE | $1,801 | $1,865-3.4% | $3,226-44.2% | $2,790-35.4% |
| Participant deferral / active EE | $5,461 | $3,686+48.1% | $5,217+4.7% | $4,249+28.5% |
| Admin fee / account holder | $850 | $5,523-84.6% | $13,208-93.6% | $8,951-90.5% |