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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,272 | $60,442-45.0% | $96,754-65.6% | $87,485-62.0% |
| Participation rate | 66.2% | 58.7%+7.5pp | 70.3%-4.1pp | 68.9%-2.7pp |
| Annual return | 70.15% | 21.97%+48.2pp | 82.04%-11.9pp | 26.06%+44.1pp |
| Employer contribution / active EE | $1,801 | $1,691+6.5% | $2,679-32.8% | $2,596-30.6% |
| Participant deferral / active EE | $5,461 | $3,280+66.5% | $4,758+14.8% | $4,274+27.8% |
| Admin fee / account holder | $850 | $5,069-83.2% | $8,905-90.5% | $7,775-89.1% |