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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,272 | $57,590-42.2% | $86,233-61.4% | $82,448-59.6% |
| Participation rate | 66.2% | 57.9%+8.3pp | 69.0%-2.8pp | 68.1%-1.9pp |
| Annual return | 70.15% | 22.41%+47.7pp | 61.39%+8.8pp | 41.64%+28.5pp |
| Employer contribution / active EE | $1,801 | $1,655+8.8% | $2,504-28.1% | $2,551-29.4% |
| Participant deferral / active EE | $5,461 | $3,080+77.3% | $4,559+19.8% | $4,139+31.9% |
| Admin fee / account holder | $850 | $4,730-82.0% | $8,342-89.8% | $7,234-88.3% |