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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,614 | $148,582+14.8% | $135,942+25.5% | $139,456+22.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 23.47% | 79.26%-55.8pp | 68.28%-44.8pp | 373.45%-350.0pp |
| Employer contribution / active EE | $2,474 | $5,245-52.8% | $4,858-49.1% | $4,753-47.9% |
| Participant deferral / active EE | $11,691 | $8,101+44.3% | $7,759+50.7% | $6,711+74.2% |
| Admin fee / account holder | $2,979 | $12,402-76.0% | $10,764-72.3% | $11,407-73.9% |