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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,338 | $78,428-51.1% | $95,960-60.0% | $79,852-52.0% |
| Participation rate | 95.8% | 73.5%+22.3pp | 77.1%+18.8pp | 69.6%+26.2pp |
| Annual return | 16.45% | 19.37%-2.9pp | 91.63%-75.2pp | 31.72%-15.3pp |
| Employer contribution / active EE | $1,512 | $1,945-22.3% | $2,541-40.5% | $2,471-38.8% |
| Participant deferral / active EE | $3,628 | $3,440+5.5% | $4,167-12.9% | $3,740-3.0% |
| Admin fee / account holder | $3,673 | $5,622-34.7% | $6,797-46.0% | $5,306-30.8% |