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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,933 | $67,602-66.1% | $82,312-72.1% | $70,126-67.3% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 19.42% | 21.57%-2.1pp | 25.88%-6.5pp | 73.15%-53.7pp |
| Employer contribution / active EE | $1,080 | $1,755-38.5% | $2,428-55.5% | $2,343-53.9% |
| Participant deferral / active EE | $2,277 | $2,987-23.8% | $3,706-38.6% | $3,332-31.6% |
| Admin fee / account holder | $423 | $4,512-90.6% | $5,608-92.5% | $4,645-90.9% |