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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,389 | $202,440-73.1% | $169,390-67.9% | $139,466-61.0% |
| Participation rate | 95.0% | 81.1%+13.9pp | 77.2%+17.8pp | 80.3%+14.7pp |
| Annual return | 11.49% | 532.36%-520.9pp | 406.07%-394.6pp | 373.66%-362.2pp |
| Employer contribution / active EE | $0 | $4,693-100.0% | $4,013-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $4,174 | $6,940-39.9% | $6,222-32.9% | $6,712-37.8% |
| Admin fee / account holder | $4,216 | $10,722-60.7% | $9,015-53.2% | $11,409-63.0% |