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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,223 | $84,551-72.5% | $61,452-62.2% | $134,532-82.7% |
| Participation rate | 25.0% | 62.2%-37.2pp | 52.6%-27.6pp | 81.2%-56.2pp |
| Annual return | -16.86% | 585.39%-602.2pp | 338.96%-355.8pp | 418.27%-435.1pp |
| Employer contribution / active EE | $0 | $1,545-100.0% | $1,160-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $571 | $2,818-79.7% | $2,125-73.1% | $6,401-91.1% |
| Admin fee / account holder | $12,480 | $2,587+382.3% | $2,131+485.7% | $11,429+9.2% |