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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,721 | $108,695-80.9% | $74,722-72.3% | $152,897-86.4% |
| Participation rate | 42.1% | 65.4%-23.2pp | 54.5%-12.4pp | 82.5%-40.3pp |
| Annual return | 14.53% | 114.11%-99.6pp | 753.11%-738.6pp | 345.43%-330.9pp |
| Employer contribution / active EE | $0 | $1,504-100.0% | $1,084-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $554 | $2,712-79.6% | $1,963-71.8% | $5,851-90.5% |
| Admin fee / account holder | $3,481 | $4,906-29.0% | $3,335+4.4% | $11,599-70.0% |