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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,264 | $81,749-91.1% | $58,544-87.6% | $139,456-94.8% |
| Participation rate | 66.7% | 61.3%+5.3pp | 50.9%+15.8pp | 80.3%-13.7pp |
| Annual return | 27.17% | 7425.45%-7398.3pp | 4249.56%-4222.4pp | 373.45%-346.3pp |
| Employer contribution / active EE | $741 | $1,398-47.0% | $1,053-29.6% | $4,753-84.4% |
| Participant deferral / active EE | $1,231 | $2,555-51.8% | $1,923-36.0% | $6,711-81.7% |
| Admin fee / account holder | $112 | $3,272-96.6% | $2,520-95.6% | $11,407-99.0% |