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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,221 | $61,660-49.4% | $80,022-61.0% | $64,181-51.4% |
| Participation rate | 74.1% | 71.7%+2.4pp | 75.8%-1.8pp | 69.6%+4.5pp |
| Annual return | -9.28% | -0.33%-8.9pp | 11.22%-20.5pp | 7.63%-16.9pp |
| Employer contribution / active EE | $1,005 | $1,810-44.5% | $2,468-59.3% | $2,381-57.8% |
| Participant deferral / active EE | $1,505 | $2,968-49.3% | $3,686-59.2% | $3,470-56.6% |
| Admin fee / account holder | $5,223 | $5,417-3.6% | $6,521-19.9% | $4,887+6.9% |