Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 601 CONGRESS ST · BOSTON, MA 02210 | Recordkeeping | $311 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,715 | $46,297+24.7% | $71,671-19.5% | $62,293-7.3% |
| Participation rate | 16.2% | 60.6%-44.4pp | 68.7%-52.5pp | 69.5%-53.3pp |
| Annual return | 34.16% | 22.32%+11.8pp | 20.65%+13.5pp | 28.90%+5.3pp |
| Employer contribution / active EE | $0 | $1,412-100.0% | $2,460-100.0% | $2,042-100.0% |
| Participant deferral / active EE | $481 | $2,235-78.5% | $3,438-86.0% | $3,169-84.8% |
| Admin fee / account holder | $668 | $461+45.0% | $5,558-88.0% | $479+39.3% |